Is there a 0% intro APR and instant approval credit card for people with bad credit?

Q) I highly doubt there is, but if anyone knows of one please do tell.

A) No, if one claims to do such, bypass them quickly. When you have bad credit, you are stuck with credit cards with high fees and secured credit cards. I know it sucks, but this is the only way to start getting back on track. Now days, you need a credit card for everything. So it is a good idea to have at least one. Go to http://credit.com There are information about credit cards on here. You can pick a card that best suits you and apply for it here. Good Luck!